Privacy Policy (Polityka prywatności / RODO)

1. Data controller

Data controller (administrator danych): Antoni Zieliński (natural person, unregistered business activity, Poland). Contact for any privacy matter: contact@hedgeyourown.com.

2. What we collect and why

Account email and password hash (to sign you in); holdings you enter yourself (to power your charts and the news digest); subscription/unlock records and a payment reference (to grant access — we never see or store your full card number); and, only with your analytics consent, first-party usage analytics: an anonymous visitor id, which pages are viewed and when, the referring site's domain, utm campaign tags, a coarse device class (mobile/desktop) and conversion events — to understand how the product is used and which pricing works. No IP addresses or raw browser fingerprints are stored, the data never leaves our server, and we do not run ad networks or sell data.

3. Legal bases (RODO art. 6)

Contract (providing the service you paid for), consent (non-essential analytics; withdrawable any time), and legitimate interest (security, fraud/abuse prevention).

4. Processors we use

Payments: Stripe (cards) and, on the Polish rail, PayU (BLIK) — they process the payment; we receive only a reference, not your card data. Hosting & email: our server and mailbox are provided by home.pl (EU). AI news summaries: the Anthropic API (headlines are sent for summarisation; no advice is generated). Each processes data on our behalf; personal data stays within the EU or under equivalent safeguards.

5. Retention

Account and subscription/payment records are kept for as long as your account exists and afterwards only as long as required for accounting and to defend legal claims (generally up to ~5 years for records with a tax/accounting relevance); analytics events are kept in aggregate. You can request deletion at any time (see below).

6. Your rights

Access, rectification, erasure, restriction, portability and objection; withdraw analytics consent any time via the cookie settings; export your data from your account. You may lodge a complaint with the Polish supervisory authority (UODO, uodo.gov.pl). Requests: contact@hedgeyourown.com.

Last updated / effective: 12 July 2026.